Selfie shots signal end to informal financial management

International payment processor Visa is launching a platform to allow banks to integrate biometric security that will use selfies, fingerprints or voice records to approve purchases in the drive against fraud. In the first six months of 2017, over £500 million in attempted card fraud was prevented, with actual fraud losses coming in at just … Read more

Avoiding septic tanks blockages when it comes to selling

This year’s housing market has been characterised by slumping prices and sluggish sales in many areas, posing a challenge to would-be sellers looking to move on.   And for those who are not connected to mains drainage, generally in rural areas, there’s an added challenge, with many unaware of stricter rules regarding septic tank systems and … Read more

Giving rookie renters a helping hand

Following the recent A level results, many first-time students will be looking for last-minute accommodation, if they aren’t heading to their first choice of university with an assured place in the halls of residence. Parents can help guide the rookie tenants through the process, but may themselves not be aware of how things have changed … Read more

House sellers are facing testing questions

Springtime is traditionally the busiest time for the property market, but with a knotty problem affecting more homes than ever, it’s worth doing some horticultural homework before you start, whether you’re buying or selling.   Japanese knotweed is a highly invasive, aggressive and destructive plant, able to grow as high as four metres in just … Read more

Small suppliers set to get intel on big company payment performance

New regulations designed to help small businesses get paid on time came into force this month, with a requirement for larger companies to publish information about how long they take to pay suppliers.   The requirement affects companies and LLPs who exceed two or more of the qualifying thresholds at the date of their last … Read more

When tweets become twibels….

Every business using social media should get to grips with publishing law and advertising regulations if they are to avoid reputation-damaging incidents.   The reminder follows the news that opinion columnist Katie Hopkins has been refused leave to appeal against a recent High Court libel verdict, where she was found to have published defamatory tweets, … Read more

Families who leave court the losers after inheritance claims

Record numbers of inheritance disputes are going through the courts as modern family structures and rising house prices push more families to contest unfavourable outcomes.  Two recent cases which have seen families losing out after legal action include two brothers who have run up fees of more than their entire inheritance by disputing a stepmothers’ … Read more

No rabbits, just selfies come out of Hammond’s hat in pre-Brexit budget

The first steps towards preparing the UK for a post-Brexit future were announced by Chancellor Philip Hammond in his Spring Budget, which avoided headline-grabbing shake-ups and tax breaks in favour of economic stability.   In the run-up to the announcement, sterling slipped to a seven-week low, reflecting the uncertainty surrounding the move towards exiting the European … Read more

Unmarried couples need to protect themselves

A landmark victory in the Supreme Court has seen a Northern Ireland woman win a share of her former partner’s pension, with commentators saying it’s likely to add impetus to the drive for greater rights for unmarried couples.  But, in the meantime, cohabitees should face up and formalise arrangements, rather than keeping their fingers crossed.  … Read more

Complex challenges for employers in the year ahead

Constant changes and increasing complexity have helped make employment law a frontline challenge for business and this year looks set to continue the trend.   The first weeks of January saw Maggie Dewhurst, a bike courier with City Sprint, winning her case to be treated as a worker, rather than a self-employed contractor. The high-profile … Read more

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