If you own a property in Wales, you’ll either be a freeholder or a leaseholder. This dual system of ownership is almost unique to England and Wales and is not without criticism. If you are buying a house, flat or any other kind of property then your solicitor will advise you on the type of … Read more
We make wills to ensure our loved ones receive the inheritance we want them to after we die. In most cases wills drafted with care by an experienced wills and probate solicitor achieve this aim. But what happens if you leave insufficient assets in your estate to satisfy all of the gifts and legacies you’ve … Read more
Once you’ve made a Will it’s tempting to think that’s the end of the story. However, it makes sense to keep the document under review. As time passes, our circumstances, priorities and relationships change. When they do, you should ask yourself if the Will you’ve executed is still fit for purpose. The government recommends updating … Read more
Transferring the equity in your home has legal implications for all involved. It probably goes without saying that a transaction like this shouldn’t be entered into without properly thinking through the consequences. When undertaking such a transaction, do you need to get legal advice? In most circumstanced, professional legal guidance is necessary. If the property … Read more
During conveyancing transactions sellers are asked all sorts of questions about the property. These include queries ranging from boundary issues, septic tanks and planning matters to disputes with neighbours and flood risks. As part of the process, the buyer asks the seller to complete Form TA6, a lengthy document containing a wide range of questions … Read more
Two directors at a leading law firm will tackle North Africa’s highest peak later this month to raise vital funds for a much-loved North Wales charity. Ron Davison, Managing Director of Gamlins Law, and fellow director Dafydd Roberts are set to climb Mount Toubkal in Morocco’s Atlas Mountains in aid of the firm’s nominated charity … Read more
Guideline timescales for conveyancing are often put at 8-12 weeks. In reality however, it’s difficult to be precise about how long it will take to complete the process of buying and selling your house in Wales. Each transaction is different and can be complicated by a range of factors, often outside your control. As we … Read more
Generally speaking, you are allowed to leave your assets to whoever you like in your will. There are however exceptions to this principle of what’s known as ‘testamentary freedom’. For example, certain people can make a claim against your estate if they think they have not received reasonable financial provision – irrespective of the terms … Read more
When you sell your house, you are under a legal obligation to disclose certain information to the buyer. Today, the old principle of caveat emptor or ‘buyer beware’ only reflects the legal situation to a limited extent. In Wales the seller’s responsibility to disclose information covers a wide variety of matters. Property boundaries, disputes with … Read more
When property is held jointly a range of factors come into play. ‘Property’ might include a house, money in the bank or another asset. In this article we focus on what joint ownership means when buying or selling a house. Market conditions, location, survey results and local considerations such as planning and flood risks all … Read more
Claims against the estates of family members and loved ones are on the rise in Wales. At Gamlins Solicitors LLP we deal with cases where the Will of the deceased is being challenged because, for example, he or she was pressurised into making a particular bequest, or did not have the mental capacity to understand … Read more
There are no hard and fast rules about how cohabitation with a new partner changes your settlement. But it is certainly a topical issue – finalising financial issues tends to take longer now than in the past because of court delays, removal of Legal Aid in most cases and other factors. Perhaps inevitably therefore, more … Read more
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