[vc_row][vc_column width=”1/1″][vc_column_text]One little-considered effect of today’s difficult financial and economic situation is the impact it may have on how people choose to pass on assets to their children and other heirs. We are probably all thoroughly tired of hearing how property and share prices have declined in value in recent months. But this otherwise regrettable … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]Just over a year since the Government introduced the Lasting Power of Attorney (LPA) even younger people should consider it as a way of protecting their dependents. The LPA is a legally binding way for a person to pass responsibility for the key financial and welfare decisions that affect them to one or more … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]In these days of accelerating redundancy rates, it is crucial to highlight to businesses the rises in redundancy pay that came into force at the beginning of February. On 1 February, a week’s redundancy pay increased from £330 to £350, and the maximum statutory redundancy payment rose to £10,500 from £9,900. This has now … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]In a recent report, the Chartered Institute of Personnel and Development (CIPD) calculated the true average cost of making an employee redundant as £16,375. The CIPD says that this is what it costs a firm before it can achieve a single penny’s-worth of savings through the redundancy. Their conclusion is that redundancy always should … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]Since early January, more help has been available for any homeowners who are struggling to pay mortgages after losing their jobs – and more is on the way. The Government has doubled the size of loans covered by its Support for Mortgage Interest scheme, from £100,000 to £200,000. This means that people on very … Read more
[vc_row][vc_column width=”1/1″][vc_column_text] As employers everywhere put the last-minute touches to their plans for the office Christmas party, it is important to highlight some of the legal issues that can rapidly turn the season of goodwill into a festive fiasco. Make no mistake, if things go wrong it can be one of the most potentially explosive … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]Now that some time has passed since Chancellor Alistair Darling announced the 2008 Pre-Budget Report (PBR), we have detailed below some of the main implications for the average person. Straight after the speech, the media’s main focus was on the new 45% top rate of tax for people who earn £150,000 or more. However, … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]The government’s recent pledge to settle suppliers’ invoices within 10 working days of receipt is a powerful and practical way of helping businesses with cashflow in these tough economic times. Many are now calling on private sector organisations to follow the government’s lead and help their suppliers by paying promptly. Having a good cashflow … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]Businesses that break health and safety rules will face tougher penalties in future, following the recent granting of Royal Assent to the Health and Safety Offences Act 2008, which comes into force next January. Some of the changes are very significant. For example, the new act raises the maximum penalty that a lower court, … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]The news that up to £968 million is lying unclaimed in dormant bank, building society and National Savings & Investment Bank (NSIB) accounts, is particularly frustrating for anyone who’s struggling to make ends meet in these tough financial times. People should think hard about any money that they or their family may have lost … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]Widespread media reports about the vast compensation settlements made in a number of recent court cases are giving some claimants unrealistic expectations about how much they may receive. The case of young Manchester United footballer Ben Collett, who received a £4.5 million award after his career was cut short by a badly broken leg, … Read more
[vc_row][vc_column width=”1/1″][vc_column_text]The collapse of XL Leisure, the UK’s third largest tour operator, has left many people feeling as though they can only really relax once their plane has safely delivered them back home after their holiday. The collapse has highlighted reasons for travellers to feel reassured as even though the XL failure did suggest that … Read more
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